Local. Trusted. Here for You.
(805)387-0396
Independent Advice
Personal Service
Better Medicare Decisions
No Cost to You
I’m Here to Help You Understand Medicare With Care, Clarity, and Confidence
When it comes to your insurance, having someone you trust makes all the difference.
Medicare can feel confusing and overwhelming, but you do not have to navigate it alone. I help individuals turning 65, retirees, and current Medicare members review their options with clear explanations, honest guidance, and personal support.
Medicare Advantage
Medicare Supplements
Supplemental Policies
Dental, Vision & Hearing Benefits
Annual Plan Reviews
Changes After Retirement or COBRA Coverage
Meet Cathy Sandahl
CA Lic #4320218
I founded Sandahl Senior Benefits to provide a more personal and supportive Medicare experience for individuals and families.
I believe Medicare planning should never feel rushed or confusing. My approach is centered around education, guidance, and helping clients understand their choices clearly before making decisions.
Whether you are enrolling in Medicare for the first time, retiring from employer coverage, or reviewing your current plan during Annual Enrollment, I am here to help guide you through the process.
My Mission:
To provide honest guidance, clear options, and personalized service so you can make the right Medicare choice for your healthcare needs.
Meet Cathy Sandahl
CA Lic #4320218
I founded Sandahl Senior Benefits to provide a more personal and supportive Medicare experience for individuals and families.
I believe Medicare planning should never feel rushed or confusing. My approach is centered around education, guidance, and helping clients understand their choices clearly before making decisions.
Whether you are enrolling in Medicare for the first time, retiring from employer coverage, or reviewing your current plan during Annual Enrollment, I am here to help guide you through the process.
My Mission:
To provide honest guidance, clear options, and personalized service so you can make the right Medicare choice for your healthcare needs.
Clear, Personalized, Honest
Insurance for Seniors
I am your trusted partner for comprehensive insurance solutions for seniors. My commitment is to provide my clients with benefits education, coverage, and the peace of mind they deserve.
What You Can Expect
Friendly and personalized support
Clear explanations in simple language
Assistance comparing plan options
Help reviewing coverage each year
Continued support after enrollment
With expert guidance and a wide array of coverage options, you can rest easy, knowing you have the support and protection you need for a brighter tomorrow.
Why Clients Work With Me:
I'm Here To Help You
Navigate Medicare
Medicare can feel confusing and overwhelming, but you do not have to navigate it alone. I help individuals turning 65, retirees, and current Medicare members review their options with clear explanations, honest guidance, and personal support.
Medicare Part A (Hospital Insurance)
Medicare Advantage plans combine hospital, medical, and often prescription drug coverage into one plan. I help review available options based on your doctors, prescriptions, and healthcare needs.
Medicare Part B (Medical Insurance)
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage)
The Medicare Advantage program is also called Medicare Part C.
Medicare Part D (Prescription Drugs)
Helps cover the cost of prescription drugs (including many recommended shots or vaccines).
Additionally, Supplements are available to help with costs not covered by Medicare:
Medicare Supplement insurance plans help pay your share of some of the healthcare costs that Original Medicare doesn't cover, like copayments, coinsurance and deductibles.
Medicare Advantage and Medicare Supplement are different types of Medicare coverage. You cannot have both at the same time. Medicare Advantage bundles Part A and B, often with Part D and other types of coverage.
Medicare Supplement is additional coverage you can buy only if you have Original Medicare Part A and B.
Not all plans are built the same, and premiums vary.
Medicare Supplement Insurance is sometimes also called Medigap because it helps fill the gaps in coverage and provides additional benefits such as dental and vision care.
With a variety of plans available, you can customize your coverage to meet your specific needs and budget.
Your Trusted Partners In
Navigating Medicare
Confused about your Medicare options? Don't worry, you're not alone. Our expert team is here to help simplify the process and ensure you get the coverage you deserve. Let us guide you through all the options and find the perfect plan(s) for your needs.
Medicare Part A (Hospital Insurance)
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance)
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage)
The Medicare Advantage program is also called Medicare Part C.
Medicare Part D (Prescription Drugs)
Helps cover the cost of prescription drugs (including many recommended shots or vaccines).
Additionally, Supplements are available to help with costs not covered by Medicare:
Medicare Supplement insurance plans help pay your share of some of the healthcare costs that Original Medicare doesn't cover, like copayments, coinsurance and deductibles.
Medicare Advantage and Medicare Supplement are different types of Medicare coverage. You cannot have both at the same time. Medicare Advantage bundles Part A and B, often with Part D and other types of coverage.
Medicare Supplement is additional coverage you can buy only if you have Original Medicare Part A and B.
Not all plans are built the same, and premiums vary.
Medicare Supplement Insurance is sometimes also called Medigap because it helps fill the gaps in coverage and provides additional benefits such as dental and vision care.
With a variety of plans available, you can customize your coverage to meet your specific needs and budget.
My Services:
Medicare Advantage
Medicare Advantage plans combine hospital, medical, and often prescription drug coverage into one plan. I help review available options based on your doctors, prescriptions, and healthcare needs.
Medicare Supplement
Medicare Supplement insurance can help reduce out-of-pocket healthcare costs. I help explain how supplements work alongside Original Medicare and compare available plan options.
Dental, Vision & Hearing
Many Medicare plans include additional benefits for routine dental, vision, and hearing services. I help review these options with you during plan comparisons
.
Annual Plan Reviews
Healthcare needs and plan benefits can change each year. I provide annual reviews to help ensure your coverage continues to meet your needs.
Changes After Retirement or COBRA
If you are retiring, leaving employer coverage, or currently have COBRA, I help explain your timing, review your coverage options, and guide you through the transition so you can avoid confusion and feel confident about your next steps.
Continued Support After Enrollment
My support does not end once you enroll in a plan. I am here to help answer questions, review plan changes, and provide ongoing assistance when you need help understanding your coverage.
My Services:
Medicare Advantage
Medicare Advantage plans combine hospital, medical, and often prescription drug coverage into one plan. I help review available options based on your doctors, prescriptions, and healthcare needs.
Medicare Supplement
Medicare Supplement insurance can help reduce out-of-pocket healthcare costs. I help explain how supplements work alongside Original Medicare and compare available plan options.
Dental, Vision & Hearing
Many Medicare plans include additional benefits for routine dental, vision, and hearing services. I help review these options with you during plan comparisons
.
Annual Plan Reviews
Healthcare needs and plan benefits can change each year. I provide annual reviews to help ensure your coverage continues to meet your needs.
Changes After Retirement or COBRA
If you are retiring, leaving employer coverage, or currently have COBRA, I help explain your timing, review your coverage options, and guide you through the transition so you can avoid confusion and feel confident about your next steps.
Continued Support After Enrollment
My support does not end once you enroll in a plan. I am here to help answer questions, review plan changes, and provide ongoing assistance when you need help understanding your coverage.
Cathy Sandahl
Have questions about Medicare? We’re here to make the process simple, clear, and stress-free. Whether you’re turning 65, retiring soon, reviewing your current coverage, or simply unsure which plan is right for you, our licensed Medicare insurance agent can help you understand your options and feel confident about your decisions. Contact us today to schedule a free, no-obligation consultation and get personalized guidance based on your needs, doctors, prescriptions, and budget.
(805) 387-0396
We do not offer every plan available in your area. Currently we represent 10 organizations which offer products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
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